Who We Work With

413 Solution serves risk leaders, brokers, enterprise operators, and insurance carriers who need standardized, field-verified property data across large location portfolios.

Primary Buyer

Risk and Portfolio Leaders

You oversee hundreds or thousands of locations and need to know that the data behind your decisions reflects what's actually on the ground — not what was last documented three years ago.

Property Renewal Preparation

Standardized COPE data captured across your full portfolio ahead of the renewal cycle, giving your broker and carrier current, field-verified information instead of stale SOV entries.

Portfolio Condition Benchmarking

Roof condition, building envelope integrity, fire protection status, and mechanical systems assessed consistently across every location — identifying the outliers before they become claims.

SOV Enrichment

Field-verified construction class, year built, square footage, protection systems, and NatCat exposure data to replace assumptions and estimates in your Statement of Values.

Audit-Grade Documentation

Every data point tied to an inspector, timestamp, GPS coordinate, and supporting photography — traceable documentation that stands up to carrier scrutiny and internal audit requirements.

Brokers and Advisors

Your placement quality depends on what's in the submission. When field data is inconsistent or missing, carriers ask more questions, request more information, and price with more uncertainty.

Cleaner Submissions

Field-verified COPE data across your client's full portfolio reduces carrier follow-up questions and speeds the underwriting process. What the submission says matches what the site actually looks like.

Consistent Data Across Client Portfolios

One standardized methodology across every client engagement — no variability between inspection vendors, no inconsistent data quality from one portfolio to the next.

Renewal Window Execution

Rapid deployment aligned to your client's renewal timeline. Field teams capture and deliver before the window closes — not after.

Stakeholder Alignment

Traceable, standardized field data that the operator, broker, and carrier can all reference from the same source — reducing friction between parties during placement.

Enterprise Operators

You manage day-to-day operations across a large location footprint and need visibility into physical asset conditions without straining internal teams or standing up a field program from scratch.

Asset Condition Tracking

Roof, parking lot, building envelope, and mechanical system conditions documented across your entire portfolio — giving facilities and capital planning teams the data they need to prioritize spend.

STF Exposure Documentation

Walkway, curb, flooring, lighting, and handrail conditions captured at every location with photo verification — building the liability documentation your risk and legal teams require.

Custom Attribute Surveys

EV charging infrastructure, brand compliance, equipment inventories, ADA indicators, signage condition — whatever your portfolio requires, deployed as a standardized survey across every site.

Year-Over-Year Comparison

Standardized data captured on a repeatable cycle allows you to track condition changes across locations over time — turning one-time snapshots into an ongoing portfolio intelligence program.

Insurance Carriers

You need accurate property data to underwrite confidently. When submissions arrive with inconsistent or unverified COPE information, pricing uncertainty increases and loss ratios suffer.

Field-Verified COPE Data

Construction class, occupancy, protection systems, and exposure indicators captured on site and delivered in structured formats — not desk-reviewed, not estimated, not assumed.

Consistent Quality Across Submissions

One controlled methodology applied regardless of which broker or operator submits the data. The same standard, the same fields, the same traceability — across every portfolio that uses 413 Solution.

Reduced Reliance on Desk Audits

On-site verification with timestamped photography, thermal imaging, and GPS documentation replaces Google Earth reviews and phone-call verification for property condition assessment.

NatCat Exposure Verification

Flood, wind, hail, seismic, and wildfire exposure indicators documented at the site level with secondary modifier data — giving underwriting teams field-verified inputs for catastrophe modeling.

Aligned to Your Decision Window

We deploy to your timeline, not ours. Whether you need data for a renewal, an acquisition, an audit, or an annual program refresh — field teams execute and deliver within your window.

Property Renewals

COPE data delivered before submission deadlines

Acquisitions

Baseline documentation for portfolio due diligence

Carrier Audits

Field-verified data for compliance and inspection requirements

Annual Refresh

Repeatable program for ongoing portfolio intelligence

Typical pilot engagements cover 100 to 500 locations. We scope to your portfolio and timeline.

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